

PURCHASE: Looking for a mortgage Purchase or Refinancing? Our company offers purchase home loans and refinance mortgage loan products tailored to fit your needs. If you're searching for a refinance, home mortgage loan, or equity refinancing loan, we can help! Below are the products we offer. Mortgages Refinancing can reduce your interest rate, your loan term, or even both! Refinance your existing first mortgage or roll your existing first and second mortgages into one to reduce the amount of interest that you are paying and to reduce the time that you have until your house is paid off! Debt Consolidation Mortgages: Enjoy a higher quality of life through debt consolidation loans, consolidate your high, non-tax-deductible interest credit card debt, student loans, auto loans and any other debt that you may have. Less-Than-Perfect-Credit Mortgages: Have other lenders turned you down? Are they charging what seem to be outrageous rates and fees? Give us a try. We are able to give mortgages to some people even if they have previously declared bankruptcy or have foreclosures on property. This is one of the reasons that we are called the "Loan Tailors." Cash-out Mortgages: Do you need extra cash? We are able to give you up to 115% of the value of your home (90% conforming) on a first mortgage or up to 125% of the value of your home on a second! Refinance using the equity in your house to make investments, send your children to college, make improvements to your house, or purchase new property. Purchase Mortgages: Are you ready to buy your dream house? We have programs down payment assistant. We will work with your real estate agent to provide timely closing to ensure that your experience is a pleasurable one. Sub Prime: Sub prime are loans of a type that are not considered sell able to the majority of lending institutions in the open market. These are usually referred to as non-conforming or "B" loans. These types of loans are for individuals who may have had some credit problems in their past or present. Hard Money: For time-critical financing or if you've been turned down for standard types of loans, hard money loans are a viable alternative. Home Equity Loans: Get the money you need to fund construction projects or pay off high-interest debts. For large purchases, it's a great way to take advantage of the low interest rates and tax benefits that borrowing using home equity refinancing offers |

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| California Dept of Real Estate Licenses CA # 01840801 / FL # MBB100000117 |